Questions Your Banker Will Ask

.Can you repay the business loan?
.Can you repay the loan if the business fails?
.Does the business collect it's invoices on time?
.Does the business pay it's bills on time?
.What inventory controls are in place?
.Are owners/officers committed to the business?
.Are sales & gross profits growing?
.Does the business have a profitable history?
.Do officers control the business expenses?
.Is there enough cash flow to pay employees & expenses?
.What is the outlook for the industry?
.Who are your competitors?
.How will you use the loans proceeds?